Welcome to our platform, where your financial goals and dreams come to life with our  Vigneshwara FinCapital personalized personal loan solutions. We understand that life is full of unexpected expenses, opportunities, and aspirations, and that's why we're here to offer you the support you need.

While loans are commonly availed from banks and NBFCs, opting for personal loans from private finance companies like VFC Loans is highly beneficial as these loans come with several advantages.

Loan Eligibility Criteria from VFC loans Private Financiers

If you are looking for a personal loan from top private finance companies such as  Vigneshwra Fin Capital , you will need to fulfill the eligibility criteria given below -

  • Applicants must be between 21 years and 57 years
  • Applicants must receive an income of Rs. 13,500 or more*
  • Income must be credited directly to the applicant's bank account
  • The credit score must be a minimum CIBIL score of 600 or a minimum Experian score of 650

Given below is a city-wise breakdown of the income and credit score requirements -

Income and Credit Score Eligibility Criteria*Salaried IndividualsMinimum In-Hand IncomeArea of ResidenceCIBIL Credit Score RequirementRs 13,500AnyCIBIL Score of 600 /Experian Score of 650 and aboveRs 20000Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.)New to Credit or CIBIL Score of 600 /Experian Score of 650 and aboveRs 15000Metro City other than Mumbai and NCRCIBIL Score of 600 /Experian Score of 650 and aboveSelf-Employed IndividualsRs 15000AnyCIBIL Score of 600 /Experian Score of 650 and above

Documents Required for Personal Loan from Private Financiers

At  VFC loans, we understand the importance of a hassle-free and minimal documentation process. We require only 3 key documents from you, as listed below -

Identity ProofAddress ProofIncome Proof

PAN Card - This is the primary ID proof required. However, if it is rejected due to image quality issues or other reasons, any 1 of the officially valid documents given below will suffice)

  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License

Any 1 of the following -

  • Aadhaar Card
  • Valid Indian Passport
  • Valid Voter ID
  • Valid Driver’s License
  • Utility Bills (Electricity, Water, Gas) dated within the last 60 days

Salaried Applicants - Last 3 months’ bank statements of your salary account in PDF format showing salary credits

OR

Self-Employed Applicants - Last 3 months’ bank statements in PDF format if you are self-employed

Fees for Personal Loans from Private Finance Companies

Every loan applicant wants to avail the most affordable loan.Vfc loans loans come with competitive interest rates and have no hidden charges whatsoever. Our charges are -

Fees & ChargesAmount ChargeableInterest RateStarting from 1.33% per monthLoan Processing ChargesBetween 2% to 8% of the approved loan amountInterest on Overdue EMIs2% per month on the overdue EMI/Principal loan amountCheque BounceRs.500/- each timeLoan Cancellation
  • No additional/hidden charges levied
  • The interest amount for the period between loan disbursement and loan cancellation will be payable.
  • Processing fees will also be retained

How to Apply for An Instant Personal Loan

Check Eligibility

Find out the maximum loan amount you’re eligible for online in 2 minutes

Select Loan Tenure

Choose a custom loan amount and the repayment period that suits your financial needs

Upload Documents

Provide your details and upload the necessary documents,  on the website.

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Amount Disbursed

Get the loan amount disbursed to your account within 2 hours of approval

 

Experience Benefits

Your Financial Well-being, Our Priority

  • Convenient
  • Competitive interest rate
  • No colateral needed